Cash Management

Cash Management is part of the United Community Bank business online banking site.  Like banking for individuals, businesses can access virtually all of their bank account information, transactions and balances from their own office. View deposits, loan account balances and transaction activity, view copies of cleared checks, view previous statements, transfer funds between UCB accounts, make UCB loan payments and issue stop payments.

Through ACH Business Services, businesses can do payroll by direct deposit, make Federal tax payments, issue stop payments, make vendor payments, transfer funds to other institutions, and charge customers directly. Authority levels can be set for individual employees. 

Merchant Card Services

Do you accept debit or credit cards at your business?  More and more, your customers want to pay for goods and services in an ever-growing variety of ways that do not involve cash.  UCB is partnered with Elavon, and we can help with competitive rates and services.  Contact us today to learn more. 

eDeposit - Remote Deposit Capture

Make deposits right from your business office directly into your checking account using your computer and a check scanning device. Access check images, deposits and reports for 24 months, and export accounts receivable data to your A/R system with the latest in electronic processing.

Bill Payment

In addition to monitoring your accounts online, you can pay all of your bills with our FREE Online Bill Payment! It's easier than you think to get started. Access your Online Banking account and click on Bill Payment. Set-up takes just a few minutes, and help is available 24 hours a day if you need it.        

  • Pay anyone, anytime and anywhere with just a few short key strokes.
  • Set up repeating payments to be made automatically at the frequency you choose.
  • Schedule payments far in advance.
  • View detailed payment history online.

ACH Originations

Set up repetitive entries to pay employees, make loan payments, transfer money to accounts at other banks or collect accounts receivable.   


An eStatement is the secure, electronic delivery of your account statement that you can view, download, save or print at your convenience. eStatements are free and can be saved to your computer or a back-up disc for future reference. These statements will include check images. 

Wire Transfers

Transfer money to any bank, domestic or international, from any of our branches.

Touch Tone Teller — 24-Hour Telephone Banking at 812.539.4822 (4UCB) or 800.474.7845 x238

You may take advantage of 24-hour teller service through our user-friendly Touch Tone Teller. You may obtain account balances and transfer funds between your UCB accounts. The service will prompt you to register and obtain the information.

To learn more about our Cash Management options, please complete the information below and one of our Branch Managers will be happy to answer any of your questions.