Checking

Products and Services Designed Around You 
At United Community Bank, our product line is designed with the residents of this region in mind. With headquarters in Lawrenceburg, we understand the needs and concerns of our customers in southeastern Indiana and the benefit of having a locally owned and locally operated bank in your community. 
We also provide our customers with the same level of technology that larger banks offer. We offer the convenience of online banking, and our partnership with Fifth Third Bank puts the region’s most extensive ATM network at your disposal. We also have eight locations in the region to better serve you. 
Our goal is to ensure your banking experience is the best it can be. This means making it easier and more convenient, while at the same time offering the value, flexibility and control you need and deserve.

 Checking Accounts Overview UCB Checking
UCB Plus Checking
UCB Interest Checking
Minimum Opening Deposit     $25  $25 $25
Maintenance Fee No  Direct Deposit or eStatement required or $2 monthly fee applies  $500 minimum balance or $8 monthly fee applies 
eStatment Required or $2 fee for printed statements Available  Required or $2 fee for printed statements
Interest Bearing  No  No  Tiered interest on balance $2500 and up
Free Online Banking  Yes Yes  Yes
Free Bill Pay   Yes   Yes  Yes
Free Mobile App  Yes  Yes  Yes
Discounted Checks  No  Select styles at $15.00 per box  No
Debit Card  Yes   Yes  Yes
Overdraft Tolerance  Yes  Yes Yes
NSF Sweep $8 per day used $8 per day used $8 per day used

 

 Checking Accounts Overview Community Blue
Community Red
Minimum Opening Deposit     $25  $25
Maintenance Fee $8 per month or $5 w/ Direct Deposit or eStatements $15 per month or $10 w/ Direct Deposit or eStatements 
eStatements Available Available
Interest Bearing No No
Free Online Banking  Yes Yes
Free Bill Pay Yes  Yes
Free Mobile App  Yes  Yes
Discounted Checks  No   No
Debit Card  Yes   Yes
Overdraft Tolerance No No
NSF Sweep $8 per day used $8 per day used

Checking for Everyone

UCB has checking accounts to fit all of your banking needs.  We still have FREE options, and we have accounts for those who may have had problems with a checking account in the past.  Check Out Our Checking Accounts!


To learn more about our Checking Account options, please complete the information below and one of our Branch Managers will be happy to answer any of your questions.