Products and Services Designed Around You
At United Community Bank, our product line is designed with the residents of this region in mind. With headquarters in Lawrenceburg, we understand the needs and concerns of our customers in southeastern Indiana and the benefit of having a locally owned and locally operated bank in your community.
We also provide our customers with the same level of technology that larger banks offer. We offer the convenience of online banking, and our partnership with Fifth Third Bank puts the region’s most extensive ATM network at your disposal. We also have eight locations in the region to better serve you.
Our goal is to ensure your banking experience is the best it can be. This means making it easier and more convenient, while at the same time offering the value, flexibility and control you need and deserve.
|Checking Accounts Overview||UCB Checking
||UCB Plus Checking
||UCB Interest Checking
|Minimum Opening Deposit||$25||$25||$25|
|Maintenance Fee||No||Direct Deposit or eStatement required or $2 monthly fee applies||$500 minimum balance or $8 monthly fee applies|
|eStatment||Required or $2 fee for printed statements||Available||Required or $2 fee for printed statements|
|Interest Bearing||No||No||Tiered interest on balance $2500 and up|
|Free Online Banking||Yes||Yes||Yes|
|Free Bill Pay||Yes||Yes||Yes|
|Free Mobile App||Yes||Yes||Yes|
|Discounted Checks||No||Select styles at $15.00 per box||No|
|NSF Sweep||$8 per day used||$8 per day used||$8 per day used|
|Checking Accounts Overview||Community Blue
|Minimum Opening Deposit||$25||$25|
|Maintenance Fee||$8 per month or $5 w/ Direct Deposit or eStatements||$15 per month or $10 w/ Direct Deposit or eStatements|
|Free Online Banking||Yes||Yes|
|Free Bill Pay||Yes||Yes|
|Free Mobile App||Yes||Yes|
|NSF Sweep||$8 per day used||$8 per day used|