Products and Services Designed Around You
At United Community Bank, our product line is designed with the residents of this region in mind. With headquarters in Lawrenceburg, we understand the needs and concerns of our customers in southeastern Indiana and the benefit of having a locally owned and locally operated bank in your community.
We also provide our customers with the same level of technology that larger banks offer. We offer the convenience of online banking, and our partnership with Fifth Third Bank puts the region’s most extensive ATM network at your disposal. We also have eight locations in the region to better serve you.
Our goal is to ensure your banking experience is the best it can be. This means making it easier and more convenient, while at the same time offering the value, flexibility and control you need and deserve.
|Checking Accounts Overview||Better Than Free
||UCB 50 Plus
|Minimum Opening Deposit||$25||$25||$25|
|Monthly Service Fee||$0||$0||Maintain $500 or pay $5/mo.|
|Free eStatement of Image Statement||Free eStatement||Yes||Yes|
|Free Online Banking||Yes||Yes||Yes|
|Free Online Bill Payment||Yes||Yes||Yes|
|Free Telephone Banking 812-539-4822||Yes||Yes||Yes|
|Free UCB CheckCard**||Yes||Yes||Yes|
|Overdraft Sweep||$8/Sweep Daily||$8/Sweep Daily||$8/Sweep Daily|
|Installment Loan Discount with Autopay**||0.25%||0.25%||0.25%|
|Safe Deposit Box Rental||1st Year Free||1st Year Free||1st Year Free|
|UCB Courtesy Overdraft Service***||Yes - Opt In||Yes - Opt In||Yes - Opt In|
|PROVENT Fraud Protection||$5/Month||$5/Month||$5/Month|
*1 Box of Free Wallets every 12 months. 50% discount off of 1 Box of Duplicate checks every 12 months. Free Shipping and Handling.
** Upon qualification
***This service MAY cover check clearing debit card transactions, preauthorized automatic debits, telephone-initiated transfers or other electronic transfers.
|Checking Accounts Overview||Community Blue
|Minimum Opening Deposit||$25||$25|
|Monthly Service Fee||$5 w/ direct deposit or estatements
$8 w/o direct deposit or estatements
|$10 w/ direct deposit or estatements
$15 w/o direct deposit or estatements
|Free eStatement of Image Statement||Yes||Yes|
|Free Online Banking||Yes||Yes|
|Free Online Bill Payment||No||No|
|Free Telephone Banking 812-539-4822||Yes||Yes|
|Free UCB CheckCard**||Yes||Yes|
|Overdraft Sweep||$8/Sweep Daily||$8/Sweep Daily|
|Installment Loan Discount with Autopay**||0.25%||0.25%|
|Safe Deposit Box Rental||1st Year Free||1st Year Free|
|PROVENT Fraud Protection||$5/Month||$5/Month|