Loans that fit your needs.
United Community Bank has helped thousands of individuals and families realize the American dream of home ownership and other personal purchases. We make loans to fit your needs. Our loans are fairly priced and the rates are based on market conditions, your personal credit history, the term of the loan, the collateral position of a secured loan and debt-to-income ratios which indicate the cash flow you have available to pay back the loan on a timely schedule.
Whether purchasing, refinancing, or building a new home, UCB will provide you with the information and services you need to enable you to attain your home ownership goals. UCB offers a wide range of lending products to suit your needs.
United Community Bank offers Construction loans to help make the building of your home an easy process. We offer one application, one approval, one closing and a 6 or 9 month construction period. We work with your builder to make funds available as needed. At the end of the 6 or 9 month construction period, your loan will convert to permanent financing.
Home Equity Loans and Proline Equity Lines of Credit
Here is the opportunity to turn your home’s equity into cash with a competitive fixed or adjustable rate from UCB. Once we determine your specific need, we will help you determine the home equity product that is best for you.
Refinancing? Purchasing? Need a Line of Credit? Please visit our Mortgage Center to apply today!
Home Improvement Loans
Need some help improving your home? These may be secured by collateral or unsecured loans.
Auto, Truck, Van, Motorcycle and Boat Loans
Looking for a new set of wheels? These loans are available for new or used purchases or refinances. Our courteous staff is happy to assist you with the process of these loans. We have a variety of terms to meet your needs.
Need some extra cash for a special need? We have loans available that may be secured by a form of collateral or unsecured.
Loans Secured by Savings or Certificates are Available
Buying a vehicle? Need a personal loan? Click below and get started today!