Our Past Present & Future

Welcome to United Community Bank!

On April 12, 1999, Perpetual Federal Savings and Loan and Progressive Federal Savings Bank, both located in Lawrenceburg, Indiana, merged to form United Community Bank.  UCB, with assets over $500 million, brings together two institutions that together have served Southeastern Indiana for over 100 years.  Our mission is to continue to provide customers with the same great service they have come to expect while offering the financial products and services they need to achieve their goals.

UCB’s dedication to providing new products and outstanding customer service can be traced back to our commitment to serving this community. We strive to reward our customers' loyalty by supporting local schools, charities, and civic groups.  We play important roles in community affairs, not just through monetary donations, but also by asking our employees to contribute their time and talent by assuming important leadership roles.  UCB is proud of its rich heritage, but we're equally committed to looking ahead and offering customers both innovative financial products and state-of-the-art services.  It's this potent combination that makes us the perfect choice when it comes to finding a bank that will meet your financial needs.

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A Culture of Friendly, Personal Service

What’s the biggest difference between United Community Bank and other banks? It may be the simple fact that we believe our employees should be allowed to think for themselves. The benefit to you is that your concerns will be handled on an individual basis. We don’t believe in cookie cutter solutions. We believe every situation is unique and requires a personal touch.

At UCB, each of our branch employees is empowered to make decisions on loans and other day-to-day affairs. Each employee personally assumes the responsibility of making your experience a positive one. Each is charged with maintaining the confidentiality of your personal information and following through on our commitments to you.

It’s this personal touch that defines the community banking difference. Any bank can offer a line of financial products or services. At United Community Bank, we offer the highest level of personal service, too.  

A Commitment to Community You Can Bank On

We believe in helping neighbors, because that’s what neighbors do. It’s a philosophy that goes beyond banking. If a local school needs financial support for an academic program, we provide it. If a customer needs assistance balancing their checking account, we offer it. When we’re not working hard on behalf of our customers, we’re hard at work improving the quality of life in the community – volunteering our time at fairs, festivals, little league games, relays and more.

That’s just the beginning. At the same time, The United Community Charitable Foundation routinely makes contributions to arts organizations, athletic programs and economic development projects across the region. 
If it benefits this community, it’s a priority at United Community Bank.