Personal Banking

Loans that fit your needs.

United Community Bank has helped thousands of individuals and families realize the American dream of home ownership and other personal purchases. We make loans to fit your needs. Our loans are fairly priced and the rates are based on market conditions, your personal credit history, the term of the loan, the collateral position of a secured loan and debt-to-income ratios which indicate the cash flow you have available to pay back the loan on a timely schedule.

Loan Options

Checking - Products and Services Designed Around You

At United Community Bank, our product line is designed with the residents of this region in mind. With headquarters in Lawrenceburg, we understand the needs and concerns of our customers in southeastern Indiana and the benefit of having a locally owned and locally operated bank in your community.

Checking Options

Overdraft Protection

UCB offers ways you may protect yourself against the cost and inconvenience of returned checks.

Overdraft Protection

Savings, CDs, IRAs, HSAs

UCB has a savings option for you. You may set up automatic transfers to fund your savings from another account.

Saving Options


Do you ever even open your monthly account statements? An eStatement is the secure, electronic delivery of your account statement that you can view, download, save or print at your convenience. You can have eStatements for all personal statement bearing accounts. Each Month UCB will send you an email notification advising you that your current eStatement is available.



Lawrenceburg CSRs

To learn more about our Personal Banking options, please complete the information below and one of our Branch Managers will be happy to answer any of your questions.